Exceptional finance rate offers from BMW Finance.
With better savings on select BMW models.
With BMW Finance, you have the opportunity to access more competitive interest rates if you make a bigger deposit, helping you save as you enjoy your new Ultimate Driving Machine.
Until 30 September 2026, receive a 5.99% p.a. comparison rate, on a maximum amount financed, on 36 to 48 month loan agreements with a Guaranteed Future Value handback option.
This means that to be eligible for the rate offer, there is a maximum amount we will finance for each model series as outlined below and you’ll need to make a deposit of at least 30% to 33% for the balance of the vehicle drive away price (which will vary depending on vehicle selected).
5.99% p.a. Comparison Rate.
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The BMW 118 Hatch with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$46,500
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Customer Deposit Required
At least 30% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and Demonstrator BMW 118 Hatch and 120 Hatch models
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Find your next BMW 118
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The BMW M135 xDrive Hatch with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$65,500
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Customer Deposit Required
At least 30% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and Demonstrator BMW M135 xDrive Hatch models
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Find your next BMW M135
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The BMW 218 Gran Coupé with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$46,500
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Customer Deposit Required
At least 31% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and Demonstrator BMW 218 Gran Coupé models
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Find your next BMW 218
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The BMW X1 sDrive18i with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$46,500
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Customer Deposit Required
At least 33% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X1 sDrive18i models
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Find your next BMW X1 sDrive18i
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The BMW X1 sDrive20i with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$51,000
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Customer Deposit Required
At least 30% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X1 sDrive20i models
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Find your next BMW X1 sDrive20i
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The BMW X1 xDrive20i with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$56,200
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Customer Deposit Required
At least 30% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X1 xDrive20i models
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Find your next BMW X1 xDrive20i
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The BMW X1 M35i xDrive with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$70,000
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Customer Deposit Required
At least 32% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X1 M35i xDrive models
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Find your next BMW X1 M35i xDrive
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The BMW X3 20 xDrive with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$70,000
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Customer Deposit Required
At least 31% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X3 20 xDrive models
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Find your next BMW X3 20 xDrive
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The BMW X3 40d xDrive with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$85,000
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Customer Deposit Required
At least 30% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X3 40d xDrive models
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Find your next BMW X3 40d xDrive
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The BMW X3 30e xDrive with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$80,000
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Customer Deposit Required
At least 31% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X3 30e xDrive models
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Find your next BMW X3 30e xDrive
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The BMW X3 M50 xDrive with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$99,000
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Customer Deposit Required
At least 30% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X3 M50 xDrive models
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Find your next BMW X3 M50 xDrive
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The BMW X5 xDrive30d M Sport with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$102,700
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Customer Deposit Required
At least 32% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X5 xDrive30d M Sport models only
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Find your next BMW X5 xDrive30d M Sport
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The BMW X7 with BMW Finance
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Comparison Rate
5.99% p.a.
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Maximum Finance amount
$130,800
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Customer Deposit Required
At least 30% of the vehicle drive away price
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Finance set up fees
$0
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Model eligibility
New and demonstrator BMW X7 xDrive40d and X7 xDrive40i models only
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Find your next BMW X7
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Offer valid across the range on select new and demonstrator BMW 118 Hatch, 120 Hatch, M135 xDrive Hatch, 218 Gran Coupé, X1 sDrive18i, X1 xDrive20i, X1 sDrive20i, BMW X1 M35i xDrive, X3 20 xDrive, X3 40d xDrive, X3 M50 xDrive, X3 30e xDrive, X5 xDrive30d M Sport, X7 xDrive40d and X7 xDrive40i models with finance applications submitted and approved with vehicles ordered and delivered between 01.07.2026 and 30.09.2026.
5 Year Warranty
Enjoy complete peace of mind with BMW’s comprehensive five‑year, unlimited‑kilometre manufacturer’s warranty, giving you confidence in every drive*.
Guaranteed Future Value
A Guaranteed Future Value (GFV) gives you upfront certainty about what your BMW will be worth at the end of your loan, giving you peace of mind and flexible options at the end of your loan^.
Roadside Assistance
Never drive alone with BMW Roadside Assistance & Accident Management. Our dedicated team of professionals will promptly come to your aid, providing expert assistance and guidance to get you back on the road, no matter the situation*.
BMW Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria apply. BMW Finance reserves the right to change or withdraw the offer at any time. Lease arrangements are not eligible for the offer. Participating authorised BMW dealerships only. Cannot be combined with other offers.
Comparison Rate Warning. Comparison rate based on a 5 year secured loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Government Charges apply.
^BMW Full Circle in the case of a loan, consists of an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. Financing with a final balloon payment may lower regular repayments (compared to a similar term with no balloon), but total interest charges will be higher.
*Visit BMW.com.au for warranty and BMW Roadside Assistance information.