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BMW X3

Exceptional finance rate offers from BMW Finance.

With better savings on select BMW models.

With BMW Finance, you have the opportunity to access more competitive interest rates if you make a bigger deposit, helping you save as you enjoy your new Ultimate Driving Machine.

Until 30 September 2026, receive a 5.99% p.a. comparison rate, on a maximum amount financed, on 36 to 48 month loan agreements with a Guaranteed Future Value handback option.

This means that to be eligible for the rate offer, there is a maximum amount we will finance for each model series as outlined below and you’ll need to make a deposit of at least 30% to 33% for the balance of the vehicle drive away price (which will vary depending on vehicle selected).

5.99% p.a. Comparison Rate.

    • BMW 118 Hatch
    • The BMW 118 Hatch with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $46,500

    • Customer Deposit Required

      At least 30% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and Demonstrator BMW 118 Hatch and 120 Hatch models

    • Find your next BMW 118

    • X1 sDrive18i
    • The BMW X1 sDrive18i with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $46,500

    • Customer Deposit Required

      At least 33% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X1 sDrive18i models

    • Find your next BMW X1 sDrive18i

    • BMW X1 sDrive20i
    • The BMW X1 sDrive20i with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $51,000

    • Customer Deposit Required

      At least 30% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X1 sDrive20i models

    • Find your next BMW X1 sDrive20i

    • X1 xDrive20i
    • The BMW X1 xDrive20i with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $56,200

    • Customer Deposit Required

      At least 30% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X1 xDrive20i models

    • Find your next BMW X1 xDrive20i

    • BMW X1 M35i xDrive
    • The BMW X1 M35i xDrive with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $70,000

    • Customer Deposit Required

      At least 32% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X1 M35i xDrive models

    • Find your next BMW X1 M35i xDrive

    • BMW X3 20 xDrive
    • The BMW X3 20 xDrive with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $70,000

    • Customer Deposit Required

      At least 31% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X3 20 xDrive models 

    • Find your next BMW X3 20 xDrive

    • BMW X3 40d xDrive
    • The BMW X3 40d xDrive with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $85,000

    • Customer Deposit Required

      At least 30% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X3 40d xDrive models

    • Find your next BMW X3 40d xDrive

    • BMW X3 30e xDrive
    • The BMW X3 30e xDrive with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $80,000

    • Customer Deposit Required

      At least 31% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X3 30e xDrive models

    • Find your next BMW X3 30e xDrive

    • BMW X3 M50 xDrive
    • The BMW X3 M50 xDrive with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $99,000

    • Customer Deposit Required

      At least 30% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X3 M50 xDrive models

    • Find your next BMW X3 M50 xDrive

    • BMW X5 xDrive30d M Sport
    • The BMW X5 xDrive30d M Sport with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $102,700

    • Customer Deposit Required

      At least 32% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X5 xDrive30d M Sport models only

    • Find your next BMW X5 xDrive30d M Sport

    • BMW X7 xDrive40d
    • The BMW X7 with BMW Finance

    • Comparison Rate

      5.99% p.a.

    • Maximum Finance amount

      $130,800

    • Customer Deposit Required

      At least 30% of the vehicle drive away price

    • Finance set up fees

      $0

    • Model eligibility

      New and demonstrator BMW X7 xDrive40d and X7 xDrive40i models only

    • Find your next BMW X7

Offer valid across the range on select new and demonstrator BMW 118 Hatch, 120 Hatch, M135 xDrive Hatch, 218 Gran Coupé, X1 sDrive18i, X1 xDrive20i, X1 sDrive20i, BMW X1 M35i xDrive, X3 20 xDrive, X3 40d xDrive, X3 M50 xDrive, X3 30e xDrive, X5 xDrive30d M Sport, X7 xDrive40d and X7 xDrive40i models with finance applications submitted and approved with vehicles ordered and delivered between 01.07.2026 and 30.09.2026.