:3to2?fmt=webp&wid=767&fit=constrain%2C1 "The BMW iX1 xDrive30 Sport Collection from $79,900**")
Insurance developed with BMW owners in mind.
Insurance requirements can be as unique and individual as your vehicle – that’s why BMW Premier Motor Insurance has been developed with BMW owners in mind.
Included specially for you, setting us apart from the rest.
New Genuine BMW parts 1.
Choice of accredited BMW repairer 2.
New for old replacement after a total loss– less than 3 years old 3.
No extra cost to pay by the month 4.
Added benefits with BMW Premier Motor Insurance.
While you can‘t foresee every moment on the road, you can choose a cover engineered to support you when it counts. BMW Premier Motor Insurance is designed to work seamlessly for you.
|
Additional Benefits |
Maximum Amounts |
|---|---|
|
New for old replacement after a total loss - less than 3 years old3 |
Included |
|
Child seat or baby capsule cover |
Up to $500 for any one incident |
|
Emergency repairs |
Up to $500 for any one incident |
|
Emergency accommodation and travelling expenses |
Up to $1,000 any one incident and more than 100km from home |
|
Lock re-keying/re-coding |
Up to $1,000 any one incident |
|
Personal items |
Up to $1,000 any one incident |
|
Staying mobile following a not at fault collision5 |
Rental car up to 30 days, $100 per day maximum |
|
Staying mobile following theft5 |
Rental car up to 30 days, $100 per day maximum |
|
Towing |
Reasonable costs |
|
Trailer and Caravan cover |
Up to $1,000 or market value whichever is the lesser |
|
Transportation costs |
Up to $500 any one incident |
|
Legal Liability |
Up to $20,000,000 any one event or series of events |
|
Pay your premium by the month4 |
No extra cost |
BMW Premier Motor Insurance is all about choice.
That’s why we offer you the choice to create a policy tailored to your individual requirements. Enjoy the flexibility to choose your options, control the level of coverage for your vehicle and the premium you pay.
|
Optional benefits you can add |
Maximum Amounts |
|---|---|
|
Removal of basic excess for tyre claims |
2 replacements or repairs in any period of insurance |
|
Removal of basic excess for windscreen claims |
1 replacement and 2 repairs in any period of insurance |
|
Staying mobile following an accident5 |
Rental car up to 30 days, $100 per day maximum |
|
Tools of trade |
$3,000 any one incident |
|
Options you can select to decrease your premium6 |
|
|---|---|
|
Named driver option |
Unnamed driver excess of $2,500 applies for any one claim |
|
Adjust your Basic excess |
You may be able to increase your excess to reduce your premium |
Designed for your BMW. Built around you.
Expert BMW repairs, cover for the unexpected, and a dedicated team by your side. BMW Premier Motor Insurance is designed to deliver confidence, clarity and care when you need it most.
BMW Specific repairs.
BMW Premier Motor Insurance offers dependable coverage tailored to you and your BMW. If your BMW is damaged, you have the choice to repair2 it at an accredited BMW Bodyshop7, using genuine BMW parts1 and in line with BMW standards. So you can drive with confidence knowing your vehicle is in expert hands.
Comprehensive protection – when you need it.
Whether it's an unexpected event or an accident where you’re responsible, our tailored cover can help protect you against financial claims from others. Comprehensive protection means you can focus on what matters - the road ahead.
Dedicated BMW Support.
The BMW Insurance Customer Service Team at Allianz are there for you in the event of an accident. They’ll support you through the entire process – from the initial report to the final resolution.
Frequently asked questions.
Everything you need – all in one place.
Get the information you need.
Ask your authorised dealer for more information, or contact our BMW Insurance Customer Contact centre on 1300 808 030.
Get to know your insurance better.
Up for some light reading? Download our Product Disclosure Statement for a summary of standard terms, conditions, limits and exclusions of cover.
Need to lodge a claim?
Make a BMW Premier Motor Insurance claim online, with 24/7 access to our Online Claims Portal.
Overseas model shown. Local specification may vary.
* The insurer of this BMW Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance BMW Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither BMW Financial Services nor any of its related companies have any liability in respect of this policy. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 808 030.
[1] If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.
[2] Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so.
[3] If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.
[4] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
[5] Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.
[6] Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional benefits.
[7] If you chose an accredited BMW repairer.
[8] EV charging accessories, including charging cables, wall chargers, and mounts, must be owned by the insured.