Fees, conditions and eligibility criteria apply.

Estimated weekly cost on your take-home pay assumes: 1. Employer agrees to salary package arrangements and pays lease payments from pre-tax salary; 2. FBT electric vehicle exemption applies; 3. NSW vehicle drive away price (price varies by state/territory); 4. Base model vehicle with no added options at the manufacturer recommended vehicle drive away price (including novated lease discount) available at participating BMW dealers only; 5. 2025-2026 PAYG Income Tax brackets. Offer calculated for an annual income of $100,000 and a kilometre allowance of 10,000kms per annum.

Estimated Tax Savings over Lease Term compare: 1. total novated lease instalments plus residual value (RV) plus GST on the RV; against 2. total instalments for a secured loan financing the full GST inclusive driveaway price (with a balloon equivalent to the novated lease RV) at an interest rate equal to the implicit lease rate for the novated lease.

Offer conditions and details include: (a) New vehicles must be ordered and delivered, and lease applications submitted and approved with vehicles ordered between 01.07.2026 and 31.08.2026 and delivered by 31.12.2026 (BMW Finance reserves the right to change or withdraw any offer at any time); (b) BMW Full Circle Novated Lease includes a guaranteed future value option with no residual value risk on lease expiry provided fair wear and tear and kilometre requirements met; (c) Lease payments [and residual value amounts] include GST; (d) Lease terms require monthly instalments, and equivalent weekly amounts are quoted for comparison.

The information on this website is of a general nature and for your information only. Tax savings and cost to take-home pay are: (a) indicative and estimates only; and (b) can vary depending upon personal circumstances. Savings results should not be taken as a substitute for independent professional taxation and financial advice and tax advice is recommended as to any potential incentives and benefits that may be available in relation to novated leasing of electric vehicles.

With BMW Full Circle, when you return the vehicle to us, its value is locked in so your termination liability is not affected by fluctuations in value, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The Guaranteed Future Value is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and odometer cannot exceed 10,000km at contract commencement.

Offer: (a) cannot be combined with other offers and may be changed or withdrawn at any time; and (b) only available on novated lease arranged at a participating authorised BMW Dealership.

Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.