Ending your full circle agreement.

With BMW Full Circle, you've enjoyed unprecedented choice and security for your vehicle. The dynamic performance and luxury that only a BMW can offer has never been so accessible, with attractive repayments and the security of knowing exactly how much your vehicle will be worth at contract's end with a Guaranteed Future Value.* 

Your options

If you decide to return your BMW or trade in and upgrade to a new BMW, you will need to arrange a vehicle pre-inspection with your preferred BMW Dealership five months prior to the end of your contract. The vehicle pre-inspection will help you to prepare your vehicle to meet the wear and tear guidelines to ensure you receive the full Guaranteed Future Value of your BMW.

Option 1

Return your BMW

At the end of your contract you can return your BMW and hand back your keys and have no further obligation. The vehicle must meet the wear and tear and kilometre guidelines.


Option 2


If you are not ready to part ways with your BMW, you can take full ownership of your BMW simply by paying out the Guaranteed Future Value*. Or if you would like to keep your funds free, you can refinance the Guaranteed Future Value*.


Option 3

Trade in and upgrade to a new BMW

Return your vehicle to your preferred BMW dealership as a trade in and if the trade in valuation is higher than the Guaranteed Future Value*, the balance is yours to use as equity towards your new BMW.

* With Guaranteed Future Value you'll know where you stand in advance. At the end of your contract, you can trade-in your vehicle; or exercise your Guaranteed Future Value (GFV) rights by paying out or refinancing the GFV or returning your vehicle to BMW Financial Services, provided that your vehicle has not exceeded the contracted kilometre allowance and meets fair wear and tear conditions. BMW Full Circle from BMW Financial Services (a division of BMW Australia Finance Ltd, Australia credit licence 392387). Fees, charges, terms, conditions and approval criteria applies.