BMW Financial Services

BMW FINANCIAL SERVICES.

THE JOY OF DRIVING YOUR NEXT BMW MIGHT BE CLOSER THAN YOU THINK.

BMW FINANCIAL SERVICES.THE JOY OF DRIVING YOUR NEXT BMW MIGHT BE CLOSER THAN YOU THINK.

BMW Finance can help get you behind the wheel of a BMW sooner, with finance solutions created by BMW experts. We understand that every customer is different, and we offer financial solutions to meet our customers’ needs.

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WHY BMW FINANCE?

FINANCE FROM BMW.
We are passionate about helping our customers get into an Ultimate Driving Machine and provide competitive rates and offers on our range of vehicles.
 

NO SET UP OR ACCOUNT KEEPING FEES.
We don’t charge set up or account keeping fees for any of our products, saving our customers money for the important things.
 

INDUSTRY LEADING PRODUCTS AND SERVICES.
For nearly 50 years BMW Finance has been at the forefront of automotive finance around the world, offering finance solutions that deliver value and convenience for our customers.
 

KEEPING IN TOUCH.
We keep customers informed with regular updates and reminders and provide access to real time information on the BMW One app.
 

DEAL WITH EXPERTS.
As part of the BMW Group, we are specialists in the cars we finance. We can tailor finance options to meet a range of customer needs, because we support beyond the drive.


 

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PERSONAL FINANCE.

BMW CONSUMER LOAN.

Experience more financial freedom.

BMW Consumer Loan helps give you more financial freedom. By using our money to finance the BMW of your choice, you can keep your funds free for other purposes.

 

A BMW Consumer Loan is an ideal way to enjoy your vehicle. By selecting the contract term (from 24 to 60 months) you can tailor monthly repayments to suit your needs. Making your budgeting easier, payments are fixed during the period of the contract. For your added convenience, we can organise direct debiting of your monthly repayment from your nominated account.

 

To suit your funding requirements, you can elect to have a final payment (balloon) on the contract. Available only from participating BMW dealers, BMW Consumer Loan is designed for drivers who use their vehicles wholly or predominantly for private purposes.

 

Simply select the BMW that best suits your needs, and then talk with the Business Manager at your preferred participating BMW dealer.

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GUARANTEED FUTURE VALUE.

BMW Full Circle.

BMW Full Circle offers unprecedented choice and security for our commercial and consumer customers.

 

With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think. BMW Full Circle is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at the end of your contract with a Guaranteed Future Value.

 

Enjoy the flexibility of the BMW Full Circle program by selecting the contract term that best suits your needs. At the end of your contract you can choose from trading and upgrading your vehicle , refinancing or paying out the Guaranteed Future Value (final payment)  or returning your vehicle.

 

 

 

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READY TO CRUNCH NUMBERS.

Has a new Ultimate Driving Machine caught your eye?

Estimate your price per week on the latest BMW models. 

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YOUR FINANCE CHECKLIST

Planning on visiting a dealership?

Before you go, take the time to complete Your Finance Checklist. It will help you keep track of everything you need to bring to your appointment and get you behind the wheel sooner.

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BUSINESS FINANCE.

BMW CHATTEL MORTGAGE.

Your business is in good company.

A BMW Chattel Mortgage will give you the ability to tailor your finance contract to best suit your business needs with flexible contract terms (24 to 60 months), deposit amount and final payment.

 

Once you have decided on the BMW of your choice, simply speak with the Business Manager at your preferred participating BMW dealer. They can advise you on the full range of options and tailor a finance package to suit your business needs.

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BMW PRESTIGE LEASE.

Keep your business moving.

A BMW Prestige Lease may be a tax-efficient way to finance your vehicle without tying up capital. Where the vehicle is used for income producing purposes, a tax deduction may be claimed by the lessee. 

 

Flexible contract terms (from 24 to 60 months) are available, and as the residual value can be varied according to the contract term, repayments may be tailored to suit your budget. A BMW Prestige Lease may also include your on-road costs.

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GUARANTEED FUTURE VALUE

BMW Full Circle.

BMW Full Circle offers unprecedented choice and security for our commercial and consumer customers.

 

With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think. BMW Full Circle is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at the end of your contract with a Guaranteed Future Value.

 

Enjoy the flexibility of the BMW Full Circle program by selecting the contract term that best suits your needs. At the end of your contract you can choose from trading and upgrading your vehicle, refinancing or paying out the Guaranteed Future Value (final payment) or returning your vehicle.

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INSURANCE.

BMW PRESTIGE MOTOR VEHICLE INSURANCE.

The freedom of choice.

Insurance requirements can be as unique and individual as your vehicle – that’s why BMW Premier Motor Insurance[4] has been developed with BMW owner’s in mind.

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WHY BMW FINANCE?

  • FINANCE FROM BMW.
    We are passionate about helping our customers get into an Ultimate Driving Machine and provide competitive rates and offers on our range of vehicles.

    NO SET UP OR ACCOUNT KEEPING FEES.
    We don’t charge set up or account keeping fees for any of our products, saving our customers money for the important things.

    INDUSTRY LEADING PRODUCTS AND SERVICES.
    For nearly 50 years BMW Finance has been at the forefront of automotive finance around the world, offering finance solutions that deliver value and convenience for our customers.

    KEEPING IN TOUCH.
    We keep customers informed with regular updates and reminders and provide access to real time information on the BMW One app.

    DEAL WITH EXPERTS.
    As part of the BMW Group, we are specialists in the cars we finance. We can tailor finance options to meet a range of customer needs, because we support beyond the drive.

Original BMW Accessories
BMW CONSUMER LOAN

BMW CONSUMER LOAN.

We offer finance for those who want to take personal ownership of their vehicle upfront[¹]. With the option to tailor your contract term, deposit, trade in or balloon payment, we can provide a finance solution to meet a range of personal needs.
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BMW FULL CIRCLE

BMW FULL CIRCLE.

Experience your BMW on your terms, with the freedom of choice and flexibility - plus the peace of mind that comes with securing the future value of your BMW, guaranteed by us[²].
Find out more
YOUR FINANCE CHECKLIST

YOUR FINANCE CHECKLIST.

Planning on visiting a dealership? Before you go, take the time to complete Your Finance Checklist. It will help you keep track of everything you need to bring to your appointment and get you driving sooner.
Download Your Finance Checklist
BMW CHATTEL MORTGAGE

BMW CHATTEL MORTGAGE.

Using your BMW predominantly for business purposes? Choose to own your car and enjoy the flexibility of tailoring your loan options to suit your business needs[¹] with the added benefit of possible tax deductions[³].
Find out more
BMW PRESTIGE LEASE

BMW PRESTIGE LEASE.

Experience your BMW without the commitment of ownership. With no set up or account keeping fees, along with possible tax deductions[³], a BMW Prestige Lease[¹] could be the right move for your business.
Find out more
BMW FULL CIRCLE

BMW FULL CIRCLE.

Experience your BMW on your terms, with the freedom of choice and flexibility - plus the peace of mind that comes with securing the future value of your BMW, guaranteed by us[²].
Find out more
YOUR FINANCE CHECKLIST

YOUR FINANCE CHECKLIST.

Planning on visiting a dealership? Before you go, take the time to complete Your Finance Checklist. It will help you keep track of everything you need to bring to your appointment and get you behind the wheel sooner.
Download Your Finance Checklist
BMW PREMIER MOTOR INSURANCE

BMW PREMIER MOTOR INSURANCE.

BMW Premier Motor Insurance [⁴] has been developed for BMW owners. Enjoy the flexibility to choose your options, control the level of coverage for your vehicle, and the premium you pay.
Find out more
ONLINE INSURANCE CLAIMS

ONLINE INSURANCE CLAIMS.

Make a BMW Premier Motor Insurance claim online, with 24/7 access to our Online Claims Portal.
Lodge your claim
KEEP YOUR BMW GENUINE

KEEP YOUR BMW GENUINE.

With BMW Premier Motor Insurance, enjoy the benefit of knowing you can choose an Accredited BMW Bodyshop should you ever need to make a claim.
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WHICH PRODUCT IS BEST FOR YOU?

WHICH PRODUCT IS BEST FOR YOU

WHICH PRODUCT IS BEST FOR YOU?

We know that selecting the right finance product can sometimes be hard to navigate. To help you with this, we’ve created a tool to simplify the process.

WE’RE HERE TO HELP.

General enquiries

CONTACT US

For general finance enquiries please submit your question using the form below or call us on 133 269. We’re available Monday to Friday between 8:30am and 5:30pm (AEST).

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BMW ONE APP

BMW ONE APP

The BMW One app* gives you personalised access to all things BMW – from booking a service or test drive to the latest offers and your finance contract details, all at your fingertips.

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FEEDBACK

FEEDBACK

We’d love to hear your feedback. Whether it’s something we’ve done well or something we can improve on, please let us know.

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FINANCIAL HARDSHIP

FINANCIAL HARDSHIP

We understand life changes can sometimes result in financial difficulty. Our dedicated Hardship Assistance Team is available to support you and help get your finance contract back on track. Contact us to find out how we can help.

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ARE YOU AN EXISTING CUSTOMER?

MY BMW ACCOUNT.

Manage your account 24/7

You can update your personal details, view account statements, activate SMS payment reminders, update your payment details and request a payout quote. 

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MY FULL CIRCLE AGREEMENT.

Finish on your terms

With BMW Full Circle, you've enjoyed unprecedented choice and security for your vehicle. So you know what to expect, learn about your options ahead of your contract's maturity. 

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Disclaimer:

  • [1] Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.

    [2] BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
    a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value amount (GFV) at the end of the contract term; or
    b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
    provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.

    [3] Consult your accountant or tax advisor on tax implications.

    [4] BMW Premier Motor Insurance is issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance BMW Australia Finance Limited ABN 78 007 101 715 and authorised dealers act as agents of Allianz and not as your agent. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the PDS or the policy document available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our services.

    *The BMW One app is compatible with Android OS 13.3 and above, and iOS 10.0 or later. Apple, and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.