BMW Financial Services

BMW FINANCIAL SERVICES

Beyond the drive.

BMW FINANCIAL SERVICES

Beyond the drive.

BMW Financial ServicesBeyond the drive.

WHAT SERVICE IS BEST FOR YOU?

BMW Financial Services offers a dynamic approach to finance and insurance products. We develop innovative,
competitive finance with finance terms between 24 to 60 months that have no monthly account keeping fees.The Business Manager at your preferred BMW dealership can advise you further on any of the below products.

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PERSONAL FINANCE.

BMW CONSUMER LOAN.

Experience more financial freedom.

BMW Consumer Loan [1] helps give you more financial freedom. By using our money to finance the BMW of your choice, you can keep your funds free for other purposes.

 

A BMW Consumer Loan is an ideal way to enjoy your vehicle. By selecting the contract term (from 24 to 60 months) you can tailor monthly repayments to suit your needs. Making your budgeting easier, payments are fixed during the period of the contract. For your added convenience, we can organise direct debiting of your monthly repayment from your nominated account.

 

To suit your funding requirements, you can elect to have a final payment (balloon) on the contract. Available only from participating BMW dealers, BMW Consumer Loan is designed for drivers who use their vehicles wholly or predominantly for private purposes.

 

Simply select the BMW that best suits your needs, and then talk with the Business Manager at your preferred participating BMW dealer.

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GUARANTEED FUTURE VALUE.

BMW Full Circle.

BMW Full Circle [2] offers unprecedented choice and security for our commercial and consumer customers.

 

With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think. BMW Full Circle is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at the end of your contract with a Guaranteed Future Value[2].

 

Enjoy the flexibility of the BMW Full Circle program by selecting the contract term that best suits your needs. At the end of your contract you can choose from trading and upgrading your vehicle [2], refinancing or paying out the Guaranteed Future Value (final payment) [2] or returning your vehicle[2].

 

 

 

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READY TO CRUNCH NUMBERS.

Has a new Ultimate Driving Machine caught your eye?

Estimate your price per week on the latest BMW models. 

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VIEW CURRENT OFFERS.

Stop dreaming and start driving.

View the latest Promotions from BMW Australia and BMW Financial Services. 

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BUSINESS FINANCE.

BMW CHATTEL MORTGAGE.

Your business is in good company.

A BMW Chattel Mortgage [1] will give you the ability to tailor your finance contract to best suit your business needs with flexible contract terms (24 to 60 months), deposit amount and final payment.

 

Once you have decided on the BMW of your choice, simply speak with the Business Manager at your preferred participating BMW dealer. They can advise you on the full range of options and tailor a finance package to suit your business needs.

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BMW PRESTIGE LEASE.

Keep your business moving.

A BMW Prestige Lease[1] may be a tax-efficient way to finance your vehicle without tying up capital. Where the vehicle is used for income producing purposes, a tax deduction may be claimed by the lessee [3]

 

Flexible contract terms (from 24 to 60 months) are available, and as the residual value can be varied according to the contract term, repayments may be tailored to suit your budget. A BMW Prestige Lease may also include your on-road costs and Comprehensive Insurance premium.

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GUARANTEED FUTURE VALUE

BMW Full Circle.

BMW Full Circle [2] offers unprecedented choice and security for our commercial and consumer customers.

 

With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think. BMW Full Circle is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at the end of your contract with a Guaranteed Future Value[2].

 

Enjoy the flexibility of the BMW Full Circle program by selecting the contract term that best suits your needs. At the end of your contract you can choose from trading and upgrading your vehicle [2], refinancing or paying out the Guaranteed Future Value (final payment) [2] or returning your vehicle[2]..

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INSURANCE.

BMW PRESTIGE MOTOR VEHICLE INSURANCE.

The freedom of choice.

Insurance requirements can be as unique and individual as your vehicle – that’s why BMW Prestige Motor Vehicle Insurance[4] has been developed to provide precisely the cover you may require. With a host of features and benefits to select from, including your choice of repairer, Genuine BMW Parts and emergency accommodation costs, BMW Prestige Motor Vehicle Insurance performs as superbly as your BMW itself.

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EXTENDED WARRANTY INSURANCE

Extend your peace of mind.

BMW New and Used Vehicle Extended Warranty Insurance [4] offers confidence and peace of mind beyond the road. BMW New Vehicle Extended Warranty Insurance is an extension of your original new vehicle warranty, and can be purchased right up until the very last day of your new car factory warranty. BMW Used Vehicle Warranty Insurance extends the cover on your vehicle to help protect you against expensive repairs, ensuring that every journey can be one of genuine joy.

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GUARANTEED FUTURE VALUE

Guaranteed peace of mind.

BMW Loan Protection Insurance [4] [5] is a consumer credit insurance that is a simple and an affordable way of providing cover for your obligations under a loan agreement. A loan agreement commits you to specific repayment obligations. If for some reason you were unable to meet those obligations, you would still be liable to fulfil the repayment terms of the contract. BMW Loan Protection Insurance helps you secure those commitments, protecting you and your family from the financial consequences of the unexpected, by offering a range of options that can include cover for terminal illness [6] or death, disability or involuntary unemployment.

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WE'RE HERE TO HELP.

CONTACT US.

General and insurance enquiries.

We will reply to your enquiry as soon as possible. Alternatively you may call us direct. Our customer service centres are available Monday to Friday (excluding public holidays) from 8:30am to 5:30pm (AEST).

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COMPLIMENTS AND COMPLAINTS.

We're here to help.

BMW Financial Services is committed to providing products and services of the highest standard. If for any reason you feel we have not lived up to your expectations or you are not entirely satisfied with any aspect of our service please let us know. 

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COMMERCIAL LOAN REVIEW PROGRAM.

About the program.

The Commercial Loan Review (CLR) Program was set up as a result of a review of our internal processes.  Out of that review we chose to make some changes to how we assess and process commercial loan applications.

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FINANCIAL HARDSHIP.

Our dedicated hardship assistance team.

We understand anyone can experience financial difficulty. Different life events like illness, change in income, relationship breakdown or emergency events like natural disasters can cause you to experience financial hardship. We are here to help and have a dedicated Hardship Assistance Team to support you. We may be able to assist by offering you: an extension of loan terms a short term fixed/reduced repayment for an amount below the current monthly payment a short term moratorium or deferral of repayment capitalisation of arrears. 

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ARE YOU AN EXISTING CUSTOMER?

  Are you an existing customer?

MY BMW ACCOUNT.

Manage your account 24/7

You can update your personal details, view account statements, activate SMS payment reminders, update your payment details and request a payout quote. 

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MY FULL CIRCLE AGREEMENT.

Finish on your terms

With BMW Full Circle[2], you've enjoyed unprecedented choice and security for your vehicle. So you know what to expect, learn about your options ahead of your contract's maturity. 

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