(1) BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value (GFV) amount at the end of the agreement term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the agreement kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the agreement term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of agreement date. Odometer cannot exceed 10,000km at agreement commencement. Lending criteria, fees, charges and conditions apply.