Finance & Lease

FINANCE & LEASE

Solutions as individual as you are.

FINANCE & LEASE

Solutions as individual as you are.

FINANCE & LEASESolutions as individual as you are.

BMW CONSUMER LOAN.

A BMW Consumer Loan is an ideal way for private customers to enjoy motoring.

BMW Consumer Loan gives you more financial freedom. By using our money to finance the vehicle of your choice, you can keep your funds free for other purposes.[1]

 

A BMW Consumer Loan is an ideal way to enjoy your vehicle. By selecting the contract term (from 24 to 60 months) you can tailor monthly repayments to suit your needs. Making your budgeting easier, payments are fixed during the period of the contract. For your added convenience, we can organise direct debiting of your monthly repayment from your nominated account.

 

You can elect to have a final payment (residual) on the contract, or you can choose a contract without a final payment and enjoy full ownership of your vehicle at contract end.

 

Available only from authorised BMW dealers, a BMW Consumer Loan is suitable when you use your vehicle wholly or predominantly for private purposes. This means that the vehicle is used privately for more than 50% of the time. Where you can demonstrate some business use for your vehicle, you may be able to claim a tax deduction for that portion.[2]

 

Simply select the vehicle that best suits your needs, and then talk with the Business Manager at your preferred BMW dealer. They can assist you in obtaining a loan term and monthly repayment amount to meet your objectives and requirements. You also have the option of including the on-road charges in the finance contract if you wish.

BMW FULL CIRCLE.

Enjoy the moment. The future is guaranteed.

BMW Full Circle offers unprecedented choice and security for our commercial and consumer customers. With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think.

 

BMW Full Circle is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at contract’s end with a Guaranteed Future Value.[3]

 

Enjoy the flexibility of the BMW Full Circle program by selecting the contract term that best suits your needs. Then at contract end, you can either trade-in, refinance, buy or simply hand in the keys.

BMW CHATTEL MORTGAGE.

A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.

A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.[4]

 

A BMW Chattel Mortgage will give you the ability to tailor your finance contract to best suit your needs with flexible contract terms (24 to 60 months), deposit amount and final payment.

 

Once you have decided on the vehicle of your choice, simply speak with the Business Manager at your preferred BMW dealer. They can advise you on the full range of options and tailor a finance package to suit your needs.

BMW PRESTIGE LEASE.

A BMW Prestige Lease is an effective way to preserve cash flow.

A BMW Prestige Lease is a tax-efficient way to finance your vehicle without tying up capital.

 

Where the vehicle is used for income producing purposes, a tax deduction may be claimed by the lessee.[4]

 

Flexible contract terms from 24 to 60 months are available, and as the residual value can be varied according to the contract term, repayments can be tailored to suit your budget. In conjunction with a novation agreement with your employer, a BMW Prestige Lease is an ideal way to salary package a vehicle.

 

A BMW Prestige Lease can also include your 'on-road charges' and Comprehensive Insurance premium.

 

Generally, the vehicle itself is the only security required but in some cases, where the lessee is a company, we may require a guarantee from the Directors or other appropriate persons. For your convenience, we can arrange for your lease instalments to be direct debited from your nominated account.

BMW MOTORRAD FINANCE.

A BMW Motorcycle Personal Loan offers you the financial freedom to enjoy the lifestyle you want.

BMW Financial Services understands motorcycles, which is why we have flexible loan terms and monthly repayment amounts to meet your objectives and requirements.

 

As an ideal alternative to traditional sources of funds, such as banks or building societies, a BMW Motorcycle Personal Loan offers convenience and saves time as repayments can be made via a direct debit facility from your nominated account.

 

In your loan we can include “on road” charges and motorcycle accessories such as panniers, tank bags, and audio gear. Choose the term of your loan, from 24 to 60 months, and tailor the repayments to suit your budget. During the period of the loan, repayments are fixed and you can elect to have a final payment (residual) on your contract making repayments more affordable or no final payment and enjoy full ownership at the end of the contract.

 

In your loan we can include “on road” charges and motorcycle accessories such as panniers, tank bags, and audio gear. Choose the term of your loan, from 24 to 60 months, and tailor the repayments to suit your budget. During the period of the loan, repayments are fixed and you can elect to have a final payment (residual) on your contract making repayments more affordable or no final payment and enjoy full ownership at the end of the contract.

 

A BMW Motorcycle Personal Loan is only available from authorised BMW Motorrad dealers and is available for new or used motorcycles.[5]

 

BMW Financial Services can also offer commercial finance options for your motorcycle including BMW Chattel Mortgage and BMW Prestige Lease.

MAKE YOUR BMW DREAM A REALITY.

MAKE YOUR BMW DREAM A REALITY.

MAKE YOUR BMW DREAM A REALITY.

3asy Ride.

It is now even easier to ride the bike of your dreams with BMW Financial Services’ new 3asy Ride program. Simply choose one, or any combination of the three 3asy Ride programs below, and you’ll be riding your new BMW Motorcycle in no time.

 

The 3asy Ride packages include 3 unique and affordable options:

1. BMW Full Circle with Guaranteed Future Value[6][7]

2. Bike & Gear Combo as a package offer

3. Ride Now, Pay Later with deferred payments

 

3asy Ride finance packages are available on all new BMW motorcycles with flexible terms, that allow you to tailor an individual offer to suit your budget.[7]